I am late joiner in the  market but Person like you giving good suggestions on how to build  financial planning according to our need. It is not just selling the plan but explaining why we want to buy it as per financial need. Good things is that you didn’t force to purchase any Plans, just give the suggestions and reasons why we need it.

I have been associated with Money Magnets since its inception and my experience with Money Magnets has been very good. Ratnakar Sagare is a good financial advisor and always available to help, support and suggest. From time to time he advised me about my investments in MFs and helped me switch to better performing MFs whenever there was a need. It has helped me maximize my gains. When you enroll for his services, his paperwork is quick and easy and takes away a lot of confusion and saves a lot of time. The reports he generates every month are very informative and in-depth. It gives me a good understanding of where I am standing and what directions I need to take to maximize my investments. His weekly newsletters are packed with lots of financial literacy plus dos and don’ts. All in all, I have very satisfied with the services provided by Ratnakar Sagare and his professionalism.

It was a time when I really wanted yo do some investments for my family's future but was not sure how to proceed with the same. I met some the finance advisor and found them as they just try and convince you for investment to achieve their targets. That's the time when I met Ratnakar and he himself being into I.T. field really understood the challenges that we face or the doubts we have before investing anywhere. He really helped me with prioritizing my requirements and then helped me in starting with my Investment plans. I have satisfaction that somewhere I have started something for my family with help of trusted resource. I wish very good luck to Ratnakar and his family.

My journey with Ratnakar Sir started in 2017. I just started my career at that time and I had no idea about financial planning. Ratnakar sir guided me very well and assisted me at each step. One thing I still remember is that he told me to start with a small investment because it will create a habit to invest. I started investing with one mutual fund and now I am investing in 8 funds. All funds are managed by him and he guides me always. His guidance and knowledge are amazing. Because of him, I have savings with good returns, and not only savings he also guided me for life insurance and health insurance about which I had no idea. He made me understand the value of that and now I also feel that these are important for everyone. I feel very fortunate that I met him otherwise I would not be able to be here where I am today financially. He is "finance - Messiah" to me. Thank you so much sir for guiding me and helping me to achieve my goals. I hope your support will always be there for me. Wish you all the best for all your future endeavors!!

Moneymagnets' Mr.Ratnakar is a dynamic market expert and personal financial advisor. My association with Ratnakar is almost from the last 4 Years and It's been a great journey; which helped me in creating my financial goals and portfolios through various investments. I am impressed with his down to earth personality, humble attitude, and importantly always valued personal relationship above financial approach. Thanks For his friendly financial advisory and wishing him all the best for his future endeavors to grow together.

I would like to thank you Ratnakar for his excellent support for mutual fund selection, help for choosing right mutual funds. I would recommend Ratnakar is supported in a great way and worth dealing with him. Keep it up.

My association with Ratnakar Sagare started about a year back. I was looking for a financial planner who would not sell me only products that were beneficial to him in terms of commission. My experience with financial planners till then was not very great and I did not think very highly of them. Ratnakar Sagare was quite a refreshing change. My first comfort level with him was that he was not working for any company and had an independent practice. This ensured that he would not sell any company's products. The second point of comfort was that Ratnakar Sagare came across as very knowledgeable. His knowledge of the stock market, the economy, various financial instruments sounds very good and comes from a deep study. He offers you various options of investment depending on your need and financial capacity. I have invested in various mutual funds through Ratnakar Sagare and they are showing a fair amount of profit. I wish him the very best in his future endeavors.

We have been associated with Mr. Ratnakar Sagare and Money Magnets Team for the past 2 years for Mutual fund investment. He recommended an excellent well-researched choice of funds. The timing and scale of investment in each fund have been superb. His guidance has made our investments clearly outperforming the index as well as any other tool of investment. Thanks again! We would be really happy to recommend Mr. Ratnakar to anyone who wants to start investing in mutual funds.

I saw Ratnakar’s journey from individual finance and investment planner to Financial Advisor as we worked together in the IT industry. His passion about financial planning is really amazing ! His genuine, logical analysis and recommendations to build clients’ portfolio considering individual requirements makes him unique in the market. With his recommendation and timely advice, I am able to build my SIP portfolio smartly though we faced unexpected fluctuations in the market. His thorough understanding and up-to-date knowledge on health and term insurance helps to choose the right cover for individual and family rather than just going with traditional ones. I am proud to recommend Ratnakar in my network and the feedback from people is awesome to whom I have recommended him.

Through in-depth discussion, Ratnakar encourages to focus on our life goals and then to financially plan with us to reach our aims. This approach fully integrates life plans with financial plans. Passion, knowledge and a genuine interest in achieving the best for clients is what makes you truly professional Financial Adviser. I am absolutely delighted with your services. Thank you.

It’s been over 4 to 5 years since I’m associated with Ratnakar Sagare’s MoneyMagnets Firm and the investment advises received from him have been extremely useful & monetarily fruitful as well. After talking to him, I got clear understanding and differences between ULIP, Endowment policies and term insurance, many of the policies which I had in terms of getting some profit, was of not much use, and Ratnakar suggested to get rid of those. </br> The investments made with his guidelines are fetching healthy profits and I’ve made more profits in the last 4 years than what I’ve probably made in the last entire decade, thanks to Ratnakar’s well studied and proper guidance. The best part of Ratnakar’s working would be his independent status (not being attached to any particular company) that enables him to suggest ‘unbiased investment options’, a very vital aspect of Financial mentoring. The information-sharing done by him is also very useful and many eye-opening facts come to the surface which otherwise would make many investors like me end up making wrong investments. I wish Ratnakar all the best for his future endeavors and hope many investors like me benefit from his association.

I am being assisted by Ratnakar Sir since 2018. He has been immensely helpful in my financial planning and achieving future goals. He helps beyond the expectations.... including various guidance and benefits of multiple plans and knowledge wherein the user is about to invest. Hence, he ensures the client understands their requirements and invest wisely. He himself has recommended me to switch to different funds based on their growth and performance rate. Therefore, I truly extend my gratitude to Ratnakar and recommend him to each stage of investor for financial planning either an early stage or middle or Post-retirement. "Ratnakar Sir is a one-stop shop for all your requirements". Good luck to you always!!☺️

My mutual fund portfolio is being handled by Money Magnets since October 2018. Two years have been completed and I am having good returns by market appreciation through my versatile mutual funds handled By Ratnakar sir. Whatever issues I had may its technical details or funds-related, Ratnakar never fails to address those issues in the meantime that's what we wanted most as a customer and that's why I have faith in all the services. They have various services on a single platter so that you don't have to go anywhere for health insurance, term insurance, mutual funds. Personally, I have taken mutual funds and term insurance and till now I have not faced any issues with their services and hope it will continue the same.

I remember, Dec 2013 when I met first time to Mr. Ratnakar Sagare who changed view of my life completely when I talk and think about financial planning. Since that day till today he is my best buddy and mentor to guide me throughout financial planning which is showing results now. He always says "Don't cheat people around you guide them well you will be rewarded by rule of KARMA". I strongly believe in MoneyMagnets and would like to recommended it to everyone.

Ratnakar is an energetic person providing a positive influence to those with whom he interacts. His professionalism and knowledge ensure there are no questions left unanswered in determining the right strategy for clients. We have seen gains in our portfolio in a short space of time which is a reassuring indicator.He is a real pleasure to deal with.

I believe most of engineers are paying very much less attention to the financial planning and more focused on earnings. I was in same category for almost 8 years after I started my job. I met Mr. Ratnakar Sagare through Sulekha.com and it was just eye opener for me, and in last 1 year I have started investing money as per his suggestions and happy to share that all my investments have given me decent returns till date. Really thanks to Ratnakar for making me financial educate person. Keep giving your valuable advice for all future investments.

As everyone is in concern with investment of some part of earning, similarly we were doing. But the day we had discussion with Ratnakar for the investment in a proper direction, we got to know; we should not worry for investment we should worry for guidance and direction of investment. He has great knowledge on financial planning for future returns!

Ratnakar has been my go to person with my key financial decisions since the day we connected. Best quality I find in him is - his advices are always well backed by his in-depth knowledge and solid research. To achieve one's financial goals in life along with earning good money, it's also equally important to invest it wisely and Ratnakar has helped me a lot with it. Best quality I find in him along with his in-depth knowledge is - he'll always make sure before every decision client is on same page with 100% clarity. Kudos to him and his team.

“Money Magnets" is like a solution Box. Just throw a question to them and they will answer it. Answer in the sense, it may not actually solve your problem but will make you think in all angles. “Money magnets” is providing solutions, guidance professionally and personally. There are a lot of efforts required for this and the team is doing it. Thank you for your services!!!